Cost of Operations (based on 100,000 miles a year)
In the example below, the drivers income is based on 30% of the Total Cost of Operation.
Total Miles Driven Annually 100,000
FIXED COSTS ANNUAL COSTS MONTHLY COSTS CENTS PER MILE
     
Truck Payment $16,000.00 $1,333.33 0.160
Trailer Payment $0.00 $0.00 0.000
Collision/Comp Insur. $5,700.00 $475.00 0.057
Bobtail Insur. $704.00 $58.67 0.007
Cargo Insur. $0.00 $0.00 0.000
Health Insur. $2,643.00 $220.25 0.026
Licenses $1,574.00 $131.17 0.016
Permits $454.00 $37.83 0.005
Accounting Svcs $541.00 $45.08 0.005
Return on Investment $0.00 $0.00 0.000
Total Fixed Costs: $27,616.00 $2,301.33 0.276
VARIABLE COSTS
Tractor Fuel $20,700.00 $1,725.00 0.207
Reefer Fuel $0.00 $0.00 0.000
Tractor/Trailer Tires $2,300.00 $191.67 0.023
Maintenance $4,676.00 $389.67 0.047
Repair $5,615.00 $467.92 0.056
Truck Wash $701.00 $58.42 0.007
Telephone $1,534.00 $127.83 0.015
Lodging $788.00 $65.67 0.008
Meals $5,177.00 $431.42 0.052
Loading/Unloading Charges $0.00 $0.00 0.000
Tolls $1,276.00 $106.33 0.013
Legal Fees $0.00 $0.00 0.000
Fines $0.00 $0.00 0.000
Cargo Claims $0.00 $0.00 0.000
Scale Fees $0.00 $0.00 0.000
Workman's Compensation $0.00 $0.00 0.000
Taxes(Road, Use, Fuel, Fed) $1,755.00 $146.25 0.018
Miscellaneous Expenses $500.00 $41.67 0.005
Total Variable Costs: $45,022 $3,751.83 0.450
Total Vehicle Costs: $72,638 $6,053.17 0.726
Drivers Income: $21,791 $1,815.95 0.218
Total Cost of Operation: $94,429 $7,869.12 0.944
*In the example above you will note this driver has total expenses per mile of 
$0.726 cents a mile. If he's hauling 82 cents per mile freight, he's clearing 
10 cents a mile which translatates into an annual wage of $9,362.
In the example below, enter the drivers income amount you expect/desire, and the
Total Cost of Operation will be figured automatically.
Drivers Income: $40,000 $3,333.33 0.400
Total Cost of Operation: $112,638 $9,386.50 1.126
In the example below, enter the drivers income amount you expect/desire, and the
Cents Per Mile and the needed miles to be driven will be figured automatically.
Drivers Income: $50,000 $4,166.67 0.500
Total Cost of Operation: $122,638 $10,219.83 1.150
Miles Needed 106,642